Enrich your Mobile Banking

As mobile banking evolves, so do the requirements and expectations of today’s consumers.
At Ciphertext Solutions we understand that this demand falls on the financial institutions –
which is why we created a product to simplify and enrich the mobile banking platform for your account holders.

IMPROVE

Change the world of mobile banking by enhancing your existing mobile wallet with our add-on application introducing new card features to your banking platform.

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PROTECT

By eliminating the plastic card at the point of sale, using a token to offer a more secure and direct solution for the global virtual payment market.

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DELEGATE

Increase customer satisfaction by giving your account holders full control over their own finances, directly from their mobile device.

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Evolution of Payments

We are making history
1865
1935

1865

Charge Coins

The very first charge coins were made of early form of plastic, copper, aluminum or white metal, and were issued mainly by department stores.

 

1865

1935

Charge Plates

Also known as Charga-Plates, they listed customer’s name and address, introduced by department stores and gained popularity until around 1950.

1935

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Thanks Ciphertext for helping us stay on top of a very stressful process! Finally exchanged and looking forward to complete.
Andrew BradshawValley National Bank
Great to stay on top of the process. Especially liked to play with the financial section when viewing properties. Highly recommended!
Brendan WelchApple
Great to stay on top of the process. Especially liked to play with the financial section when viewing properties. Highly recommended!
Sylvester KnightVisa
Thanks Ciphertext for helping us stay on top of a very stressful process! Finally exchanged and looking forward to complete.
Andrew BradshawValley National Bank
Great to stay on top of the process. Especially liked to play with the financial section when viewing properties. Highly recommended!
Sylvester KnightVisa
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Have Any Questions? Contact Us

 

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1

Log into your mobile banking application

2

Find IssueDirect in your menu

3

Manage your card in the card management menu

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